by Judy Esau | Aug 15, 2014 | Tax Awareness
What are Virginia Conservation Tax Credits? The state of Virginia provides a tax incentive for the owners of undeveloped land to keep that land in its undeveloped state. If the owner of land that meets Virginia’s public conservation criteria decides to retire...
by Judy Esau | May 6, 2014 | Portfolio Research
“Would the Target Date funds offered by my employer be a sufficient alternative to active asset allocation?” This is a question many investment professionals address regularly and there is no easy answer. However, contained herein is an attempt to describe Target Date...
by Judy Esau | May 6, 2014 | Portfolio Research
Our construction process begins with collecting pertinent client information, including a capital needs analysis and risk tolerance profile. Once a client’s information has been obtained, an initial portfolio can be created and rebalanced periodically.Each portfolio...
by Judy Esau | May 6, 2014 | Market Outlook
A common adage in finance is that rising interest rates will cause the price of bonds to decline. This is not the case for all bonds, but the statement does have some truth. Let’s consider an investment in U.S. Treasury ‘separate trading of registered interest and...
by Judy Esau | Sep 10, 2013 | Financial Planning
On June 25th, 2013, we shifted our bond holdings to adapt to a changing rate environment. In response to the anticipation of higher rates, our positions in the bond market were adjusted to focus on short duration bonds and floating rate and senior loans. These...
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